30-03-214

So fast it's been a week liao and April is coming.

Yesterday there is a slight quarrel in the family.

My mom and my sister have been quarrelling about credit card bills.

My sister have been overspending alot with her credit card and my mom is very unhappy about it.

Sometimes I just dun understand my sister, why can't she just spend within her means.

It's like if you earn this amount of money, of course you spend within this amount of money and not spending over this amount. If you overspend and cross over the amount of money that you earn, how are you gonna clear the amount as it'll become your debt and credit card debts are so difficult to clear because there'll be interests and it's gonna add up to more and more.

Of course I know credit cards provides alot of convinience to people as you're using your future money which you will still have money to use because the bill will come in the next month so you dun have to worry for this month.

But what about next month ? You'll be in debt as you'll need to fork out the amount of money you've spent last month which most of us would have forgot about it and when the bill comes, our reaction will be like WTF I've spend that amount of money last month ! How am I gonna pay up for it.

That's when the problem comes from the use of credit card. Most of the people do not keep track of their expenditure.

Normally for me I try not to use my credit card unless I've run out of cash or the thing cost like few hundred which I do not have so much money during that month. But most of the time I'll use my own money.

But this case doesn't apply to my sister. She likes to keep using her credit card for whatever stuff or place she goes. She can use her credit card to pay for a $5 meal at Subway. This is ridiculous, she's not even staying like in the US which most of the things they uses their credit card to make payment as it's too over convinent there.

But not long ago she used her credit card to go for a tour to Europe which cost around $9000.

WTF ! It's fucking NINE THOUSAND DOLLARS !

My sister doesn't even earn like half of the $9000 and she just sign for a tour to europe of $9000. How the god damm mother fuck is she gonna pay for it ?!?!?!

That's when my mom got angry over it.

It's not the first time my sister is doing something like this and it's definitely not the last time she's gonna do it unless my mom cancels away her credit card.

For god fuck sake, why the fuck did she go and sign a fucking tour package of $9000 which she herself isn't able to pay for it. And she argues that she's not spending alot of money compared to me.

WOW ! My most expensive trip is to Seoul which is less den $2000 with air tickets and lodging added in.

How the fuck can I possibly spend more den her seriously. And she still dare to say that I'm spending alot more den her.

WHAT FUCKING BULLSHIT IS THAT SERIOUSLY !

I'm getting so angry when I'm writing this. I shall end this now and continue another day.